Investor Relations

The Farmers National Bank, founded in 1887, is a full-service national bank engaged in commercial and retail banking with 65 banking locations in Ohio and Pennsylvania, along with wholly-owned subsidiaries, Farmers Trust Company, which operates five trust offices and offers services in the same geographic markets, and Farmers National Insurance, LLC. In addition, the Farmers National Bank provides 24-hour access to a network of Automated Teller Machines and offers internet and telephone banking services. Farmers National Bank competes with state and national banks, as well as with a large number of other financial institutions, such as thrifts, insurance companies, consumer finance companies, credit unions and commercial finance leasing companies for deposits, loans and other financial service business. The principal methods by which Farmers National Bank competes are loan interest rates, the rates paid for funds, the fees charged for services and the availability of services.

As a national banking association, Farmers National Bank is a member of the Federal Reserve System and is subject to the supervision and regulation of the Office of the Comptroller of the Currency. Deposits are insured by the Federal Deposit Insurance Corporation to the extent provided by law.